Privacy Policy

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**Privacy Policy**  **Last Updated:** May 21, 2025.  This Privacy Policy describes how Capable Coverage (the "Website") collects, uses, and shares personal information of users of our Website. 

 **1. Information We Collect**  We may collect the following types of information from you:  * 

**Information You Provide Directly:**     * **Contact Information:** Such as your name, email address, phone number, and mailing address when you contact us through forms or inquiries.     * 

**Account Information:** If you create an account on our Website, we may collect your username, password, and other registration details.     * **User-Generated Content:** Any content you post, upload, or otherwise submit to our Website (e.g., comments, reviews).     * **Transaction Information:** If you make purchases through our Website, we may collect information related to your transactions, such as billing address and payment details (note: we may use third-party payment processors with their own privacy policies).     * **Communications:** Records of your correspondence with us.     * **Other Information:** Any other information you voluntarily provide us.  * **Information Collected Automatically:**     * **Log Data:** Our servers automatically record information ("Log Data") created by your use of the Website. Log Data may include your IP address, browser type, operating system, the referring web page, pages visited, search terms, and cookie information.     * **Device Information:** We may collect information about the device you use to access our Website, including the device model, operating system, and unique device identifiers.     * **Cookies and Similar Technologies:** We use cookies, web beacons, and other similar technologies to collect information about your browsing activity on our Website. This may include your preferences, login information, and usage patterns. You can control the use of cookies at the individual browser level.  **2. How We Use Your Information**  We may use your personal information for the following purposes:  * To provide and maintain our Website. * To respond to your inquiries and provide customer support. * To personalize your experience on our Website. * To process transactions and fulfill orders. * To send you administrative information, such as updates to our policies. * To send you promotional and marketing communications (where permitted by law and with your consent where required). You can opt out of receiving these communications at any time. * To monitor and analyze the usage of our Website and improve its functionality and content. * To detect, prevent, and address technical issues, security breaches, or fraud. * To comply with legal obligations. * For other purposes that we may disclose to you occasionally.  **3. Sharing Your Information**  We may share your personal information with the following categories of recipients:  * **Service Providers:** Third-party companies and individuals who provide services on our behalf, such as website hosting, data analysis, email delivery, payment processing, and customer service. These service providers are contractually obligated to protect your information.* **Business Partners:** With your consent, we may share your information with business partners to offer you products, services, or promotions. * **Legal Authorities:** We may disclose your information to law enforcement agencies, government bodies, or other legal authorities if required by law or legal process, or if we believe it is necessary to protect our rights, property, or safety, or the rights, property, or safety of others. * **Business Transfers:** In the event of a merger, acquisition, reorganization, sale of assets, or other business transaction, your information may be transferred to the acquiring entity. * **With Your Consent:** We may share your information with third parties for other purposes with your explicit consent.  **4. Your Choices and Rights** Depending on your location and applicable law, you may have certain rights regarding your personal information. These rights may include:  * **Access:** The right to request access to the personal information we hold about you. * **Correction:** The right to request that we correct any inaccurate or incomplete personal information. * **Deletion:** The right to request that we delete your personal information (subject to certain exceptions). * **Objection to Processing:** The right to object to processing your personal information for certain purposes, such as direct marketing. * **Restriction of Processing:** The right to request that we restrict processing your personal information in certain circumstances. * **Data Portability:** The right to receive your personal information in a structured, commonly used, and machine-readable format and to transmit it to another controller. * **Withdrawal of Consent:** If we rely on your consent to process your personal information, you can withdraw your consent at any time. To exercise these rights, please get in touch with us using the contact information provided below. We may need to verify your identity before fulfilling your request. **5. Data Security**  We take reasonable measures to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or method of electronic storage is completely secure. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.  **6. Data Retention**  We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.  **7. Children's Privacy**  Our Website is not intended for children under 18. We do not knowingly collect personal information from children under this age. If you are a parent or guardian and believe that your child has provided us with personal information, please get in touch with us, and we will take steps to delete such information.  **8. Third-Party Websites**  Our Website may contain links to third-party websites or services not owned or controlled by us. This Privacy Policy does not apply to those websites or services. We encourage you to review the privacy policies of any third-party websites or services you visit. **9. Changes to This Privacy Policy**  We may update this Privacy Policy occasionally. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. We encourage you to review this Privacy Policy periodically for any changes.  **10. Contact Us**  If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at: capablecoverage@gmail.com, Cape Girardeau, MO 63703. By using our Website, you consent to the terms of this Privacy Policy.